A jewelry safe will give you some security, however we recommend you insure
your valuables. Even a good quality jewelry safe is not invulnerable in all
situations. We recommend especially a heavy fire rated jewelry safe which you
can bolt down. But you cannot always keep your jewelry safe in every situation.
That is why we recommend insurance.
Insuring your valuables begins with proof of the value of your
items. If you have receipts, store them with a photo of your item. Next
best is an appraisal....which might be especially important if their is
antique value as well as the value of the materials (gems and precious
metals). Most appraisers will include a photograph of the item -- if
not, be sure there is a complete description attached to the appraisal.
Appraisals are not cheap, so if you have receipts it will save you
money.
Next you need to review your home owners or renters insurance to see if it
covers valuable items for loss, theft and damage. Also check to see what the
deductible is on your policy. You may need a rider, a special clause at a
separate cost, to cover valuables. You could also consider specialized
insurance....a separate policy altogether for your valuables.
Other tips:
If your appraisals are old, have them redone. Again if there is antique
value that can change over the years.
It would be helpful for your family to have a written or computer record
of items you consider precious. This would include a good photograph, the
history of the item if you know it, and the value of the item if you know it.
At the FireSafeStore, we are willing to discuss your specific needs. We
have been in the safe business for 10 years and can help you sort through your
options. Please feel free to call us at 1-800-717-7726 or to email
us.
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